Snowbird Special!

Purchase 85 days or more and receive a FREE $0 deductible

Purchase 36-84 days and receive a $0 deductible for HALF PRICE

  • The balance is due 3 weeks before you travel - by cheque or credit card
  • Full refund if you cancel - no administrative fees - no doctors letter required

Low Rates
and
Best Value

  • $5 million (CDN) of deluxe coverage (no surcharge required)
  • All discounts included in the rates so you save this year
  • Age is based on the date you apply - not when you travel
  • No age limits and very low rates for ages 75 and 80
  • Daily rate tables - only pay for the days you require (from 9 to 365)
  • Choice of deductibles and top-ups available
  • Retiree plans with limited lifetime maximums are protected up to
    $100,000 (CDN)
   

Simple
Medical
Questionnaire

  • Aspirin doesn't count as treatment for heart, stroke or TIA
  • Only 5 short questions - most applicants qualify for coverage
  • No limits on the number of medications you take
  • Persons with only one serious medical condition do not have to pay
    Standard Plan rates
   

Best Coverage
for Pre-Existing
Conditions

  • Decreases in medication - If your medication is stopped or your dosage decreased, your condition will be considered stable after 3 months (12 months for heart conditions)
  • Most people with cancer are eligible for coverage
   

Unstable
Pre-Existing Conditions Benefit

  • If your pre-existing condition is unstable on your departure date, but the required stability period is satisfied while you are on your trip, coverage for that condition will come into effect

For example, you have a medical condition and your prescription changes 2 months before you travel. On your departure date, you will not have met the 3-month stability period. Southbound will cover that condition beginning on the 3-month anniversary of the treatment change or 1 month after your departure date.